What matters is if you are concerned

Commentary: This week’s article highlights a Harris Poll that showed “workers who have been laid off or had their hours reduced amid the pandemic are particularly concerned about their future.” “70% say they are worried about running out of money in retirement, 61%...

No, the Tax Laws have Not Changed

Commentary: We’ve been receiving calls from people thinking that somehow, with the election having just occurred, there are tax law changes that have already been enacted, or that 401(k) and IRA money is slated to be taxed. No, the Tax Laws have not changed. From time...

Ideal Retirement

Commentary: Simultaneously with thinking about where to put hard earned savings in order to obtain an income you can’t outlive in retirement, it may interest you to read a new U.S. News analysis compares the 150 largest metropolitan areas in the country as potential...

Don’t give up and call yourself retired

Commentary: Above all else, don’t give up. This week’s article tells us that when it comes to retirement planning "It's “entirely understandable to be both intimidated and frustrated by all the challenges you might face, particularly with respect to finding work if...

Identify the Risk in Dollars

Commentary: This week’s article tells us that “managing your risk constitutes a major element of your financial plan”, and that risk includes items such as your life in addition to your home. Life insurance can be viewed as insurance to replace lost earnings, to...

Financial Literacy for our Children

Commentary: Research has shown that one of the roadblocks seniors face in setting aside adequate savings needed to retire is the financial help that their adult children may unexpectedly need. One way of working to reduce those occasions where financial assistance is...

Keeping it Simple

Commentary: We have always tried to keep things simple, and so were thrilled to read this week’s article where a member of the faculty at the Stanford Institute for Economic Policy Research has shown the adage “the simpler, the better” when it comes to retirement...

Are you at Risk for Living Too Long?

Commentary: The title of this week’s article caught my eye because most news articles nowadays are telling us we are at risk of shortening our life because of COVID; but of course the article was talking about longevity risk. What exactly is that? “The old line in...

Positive Impact

Today’s article shows us a new survey finding “that 39% of men and 47% of women in the U.S. report they are spending less during the coronavirus pandemic than they did before the crises. And more than half of Americans ages 55 to 64 – those closest to retirement age –...

Decide when to start

So many people are talking about retiring and hoping to do it soon that I thought to share with you an article that discusses those items in a check list form that you need to think about and pick the choices that work best for your situation. While medicare coverage...




Educate Yourself

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Understand the Basics

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Who's who in a Fixed Index Annuity

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Understand the Benefits

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Tax Deferral

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Indexed Interest Potential

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Protection Benefits

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